(n.d.). The complaint argues that the defendants failure to specifically name the plaintiffs current creditor is misleading, deceptive and violates the FDCPA. Several consumers were contacted by people claiming that they were collecting a debt owed to Cash Advance America, Advance America, or Speedy Cash. Copyright 1997-2023 Ripoff Report. SPEEDY CASH SERVICE . >>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate, >>Read the NPR story on SoloSuit. If you would like to see more Rip-off Reports on this company/individual, search here: Advertisers above have met our This is the best way to manage and repair your business reputation. We're on your side. Does the Fair Credit Reporting Act Work in Florida? You may also wish to contact the Office of the Attorney general at www.atg.wa.gov. You will likely incur bank fees if the check doesnt go through. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Thanks for the service!" Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, CashNet 500,CashNet USA, Allied Cash, SuperPawn, Check into Cash, Check Smart, Ezmoney, and Cash land.Mailing address: 935 CULEBRA SAN ANTONIO TX 78251 Phone Number -210-401-9881 Fax -425-409-0468. Speedy Cash Payday Loans offers payday loans with loan fees ranging from $5.36 to $420. Wondering if a report is missing? The information provided on our blog is for general informational purposes only. I got one telling me that I had to settle with by June 4 or they were going to file lawsuit, Got the same one too. At least one consumer also received a similar loan offer via e-mail. Why is this number so high? LAWSUIT COST - $1714.05 (INCLUDING ATTORNEY FEE/COURT FEE/ALL TAXES) . Who's crazy enough to start this website? Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. How Much Do You Have to Be in Debt to File for Chapter 7? Access the headquarters listing for Community Choice Financial, Inc. Anyone can apply for a loan with Speedy Cash, as long as the company is authorized to do business in their state. Were all at risk of falling for the lure especially with phishers getting smarter and more daring with their tactics. Cut down your expenses as much as possiblesqueeze your budget like a sponge to find the money to repay the loan. Atlanta GA, Speedy Cash William Carter Another email sent from another attorney with the last name Carter from Speedy Cash. Lending decisions and funding times subject to system limitations. Customers with credit difficulties should seek credit counseling before entering into any loan transaction. They might work with you on a solutionbut even if they dont, a late mark on your credit report is much better than a loan with an APR of almost 730%. For instance, if you owe money to a credit card company, call them to tell them youll be repaying them late. It's definitely a scam. Should You Communicate with a Debt Collector in Writing or by Telephone? Say we owe over $22,000.00 for the rest of their so called contract !!!!!! If you can prove that you never authorized the loan agreement, you will most likely win your case. Explain your situation and see if the company will hold off on collections until you get back on your feet. 888*203*8386, [advanceamericacashadvancein@gmail.com] According to the lawsuit, the implication of possible collection fees was false and unlawful due to the defendant and the creditor being prohibited from applying such fees under the Wisconsin Consumer Act. Unlike credit card lenders, Speedy Cash wont wait to do so. Speedy cash payday Loan OUTSTANDING AMOUNT- $927.63 Case#DSG42656265IF LOAN COMPANY/LENDER - Speedy cash Payday Loan We are hereby to inform you that you are going to be legally prosecuted in the Court House within a couple of days. Paul Smith Accounts department. Many debt collectors will simply give up after receiving it. I said no and I'm contacting Speedy Cash about you. The funds will come from Meta, the parent company of Facebook, which agreed to settle a case in December involving numerous lawsuits alleging the company improperly shared user data to third . 716*240*0486 Ad Astra Recovery Services Inc. is the defendant in a proposed class action alleging the company violated the Fair Debt Collection Practices Act (FDCPA) by way of a misleading collection letter. It's best to avoid loans with companies like Speedy Cash, but if you find yourself in financial trouble with this payday lender, use SoloSuit to represent yourself in court and increase your chances of winning. If you have a complaint, first contact MoneyGram Payment Systems, Inc. at 1-800-MONEYGRAM. People who apply for loans with Speedy Cash typically write a check when they take out a loan. Company website run by crooks outside USA pretending to be in USA to get USA money taking your hard-earned dollars funneling it to the country of Peru, Better Business Bureau of South Florida BBB of South Florida Andre Amaro and the BBB of South Florida are harassing me and my small business! The actual Lender is an unaffiliated third party. Why Ripoff Report will not release author information! All Rights Reserved. If youre facing eviction or foreclosure, seek help from family and friends. That consumer reported that he never had a loan. If you dont respond to its efforts, Speedy Cash will likely sue you for the money you owe. Whether you need help now or are just looking for support, we're here for you. Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. SPEEDY CASH SERVICE Attention, LAWSUIT COURT CASE FILES NO: IL- ZAF-XH8464 LAWSUIT COST - $ 1985.05 (INCLUDING ATTORNEY FEE/COURT FEE/ALL TAXES) SETTLEMENT AMOUNT - $975.75 CONTACT AT: attorney.patricia.j.smurfette@scammail.com File Number: IL- ZAF-XH8464 SUBJECT: LOAN Settlement AMOUNT- $975.75 2023 Speedy Cash. "Pacific Legal Group" should not be confused with the following similarly named businesses: These apparent scams are associated with the following contact information: 206*855*3292 In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater. 646*455*2995 Why do debt collectors block their phone numbers? Can Private Disability Payments Be Garnished? Rates, terms and conditions apply. Rates, terms and conditions apply. Just ignore. If you feel you have been the victim of a scam, please contact the Federal Trade Commission at 1-877-FTC-HELP (382-4357) or online at www.ftc.gov; or contact the Consumer Financial Protection Bureau (855) 411-CFPB (2372) or online at www.consumerfinance.gov. Product types and maximum loan amounts vary by market. Julia Roberts Tried to collect money on a loan I did not obtain. [1] We give our email addresses online, in stores and over the phone. The agency may pursue legal action against Speedy Cash on your behalf. You can use the money to meet your immediate needs without getting sucked into a financial mess with Speedy Cash. James. Me too. Bureau of Defaulters agency FTC Incorporation English .css-kx45io{color:#0C0636;font-size:14px;-webkit-letter-spacing:0.28px;-moz-letter-spacing:0.28px;-ms-letter-spacing:0.28px;letter-spacing:0.28px;}1-888-333-1360. The ideas and strategies should never be used without first assessing your own . You dont need good credit to obtain a Speedy Cash loan, but you do need a regular job or collateral, such as a car. Short term loans should be used for short-term financial needs and not as a long-term financial solution. If a car is repossessed, do I still owe the debt? Just received the same email but different amount..when I insisted on who and how to pay directly via bank transfer they claim they could no longer honor AND get a load of this that it was an outside of court settlement department. The company states that since they are a direct lender they are able to process loan applications faster than a typical lending institution. Despite your best efforts, you might not be able to find the money to repay Speedy Cash. Sign in. What is a default judgment? What do I do? Email providers have spam filters in place, but good phishing emails can be difficult to identify. If the scammers already have your bank account information, social security number, or other nonpublic information, you may be a victim of identity theft and you should take appropriate precautions. they cannot deliver what they say an insane amount of money Pittsburgh Pennsylvania, Attorney Sharon K. Campbell COLLUDES with Wells Fargo Dallas Texas, BlackSwanCapital.co Black Swan Enterprises Peter Tumbas Black Swan Capital The offered guaranteed low-cost financing if I first stepped in high-cost short term financing New York New York, Geeks Ondemand LLC, Lizeth Lagomarcino Papaleo Geeks Ondemand LLC, The Geeks Mob SCAM! Two consumers reported receiving a call from an individual claiming to represent Cash Advance America. After several years working in retail banking and embracing financial responsibility, I've gained monetary experience that continues to help me grow on the daily. It has six stores. 917*994*1231 Speedy Cash is a short-term loan company with over 150 locations in 29 states. Fin. [us.debtcollectionsdepartment@gmail.com] Whats in it for them? You will face years of difficulty in qualifying for credit cards, mortgages, and other loans. I have never had an account with speedy cash. .contact us directly at 1-877-336-9392 if you get a suspicious call, letter or email claiming to be Speedy Cash. However, some payday lenders have successfully filed criminal cases against their customers for writing bad checks. If you don't make a payment to Speedy Cash on the day it is due, the company will attempt to cash the check. Password. If youve received a Summons and Complaint in the mail, you should respond immediately with a written Answer so you dont miss your states deadline. Be extra cautious of personal info requests and suspicious downloads. Dont click on those slick Ads! Results and Analysis. Advertisers above have met our Copyright 1997-2023, Ripoff Report. Product types and maximum loan amounts vary by market. 818*570*6222 App Store is a service mark of Apple Inc. Data rates may apply. You will still be responsible for paying back most student loan debt and certain tax obligations. Phishing is when a person or group tries to steal your financial or personal info through "social engineering techniques." These include emails, vhishing (voice/phone call phishing), smishing (instant message or text phishing), social media campaigns or even in-person visits. REBUTTAL BOX Customers who are California residents may request information from us to know what personal information we may collect, have, or maintain about them and what we do with it per the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA). Do student loans go away after 7 years? Lending decisions and funding times subject to system limitations. If you never received the court papers and a default judgment was entered against you, try filing a Motion to Set Aside Judgment, along with an Answer, to give yourself a chance to fight back against the case. "Finding yourself on the wrong side of the law unexpectedly is kinda scary. We're good at fixing those. HOURS. Although several consumers never applied for a payday loan, the callers insisted that they were calling to discuss the consumers online payday loan applications. Corporate Advocacy Program - Verified Status, How To Get Your Report Featured On All Report Pages. If that doesnt work, you can try to settle the debt before your court date. Glad I see it's a scam and I'm not a fool to give out my personal info! But you should exhaust every possible option before doing this. Who is ED Magedson - Founder, Ripoff Report. And with the pandemic aftermath, government tax credits and stimulus checks, unemployment claims and more, cyber fraudsters have plenty to work with. Start the debt settlement process by sending an offer to Speedy Cash with SoloSettle . RV involved in hail storm , my RV roof started to leak progressive RV insurance is trying to play the blame game, Kalyan Pathuri Scamming Experiences Over Years - Investment scam is the elephant in the room that everyone is aware of yet doesn't acknowledge in the open, and that is the very act that every investment scammer out there takes advantage of. Call us now on 844-791-1990 Ad Astra Recovery may be contacting you from the following numbers: 866-398-2089 316-7741-8880 1-866-398 2089 Ad Astra Recovery BBB Information BBB file opened: 8/1/2008 https://www.bbb.org/us/ks/wichita/profile/collections-agencies/ad-astra-recovery-services-inc-0714-13378 Consumer Rights Law Firm Center BBB information In 2018, almost 9 years later, I received a call from a third party claiming Speedy Cash is attempting to serve me and that I am named defendant for failure to pay back a $300 unsecured personal loan. Maria will still have to reach out to the credit reporting agencies and law enforcement to resolve the stolen identity issues, but at least she has some peace of mind knowing that Speedy Cash wont be able to garnish her wages or take her property. The information provided on our blog is for general informational purposes only. He is a liar and a total joke. Fraud losses totaled $3.3 billion. Phishing scams can be nerve-racking. If you do, you can close your account and avoid a potential judgment. Interest rates on credit cards are not low, but they top out around 35%. I have a loan for a $30,000 car, yet I have no car, "I have been completely ripped off." He ok but you gone $150. Cherry valley New York, Rustys Rod Shop Rusty Grindle Criminal activity and thousands in damages to my 6 figure truck build. You can spot many phishing red flags before its too late. DUE AMOUNT- $894.76. However, you may not be able to obtain much savings from the debt settlement since Speedy Cash knows it can take you to court to get a full repayment. Hiding negative complaints is only a Band-Aid. Keeping your information private and safe is our top priority. 954*537*6381 If you do owe Speedy Cash you can pay them directly. Use every resource you can to raise money to repay Speedy Cash before your court date. Need help managing your finances? These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 176.61% to 729.82%. If your debt is truly overwhelming, you should consider bankruptcy. Subject: Lawsuit Speedy Cash Inc. To: "attorney.dianecooper@gmail.com" <attorney.dianecooper@gmail.com> Cc: CREDITOR: Speedy Cash Group CASE NO: ACZ57412/FZ Attention AMOUNT OUTSTANDING : $740.53 This Proceeding issued on you Docket No: - ACZ57412/FZ with one of SPEEDY CASH LOAN. For example, a $300 Speedy Cash payday loan with a 5.5-month repayment schedule has a 729.82% effective APR in Texas. But by becoming familiar with common scams, like fraudulent hyperlinks, you could avoid becoming a victim. https://www.ftc.gov/system/files/documents/reports/consumer-sentinel-network-data-book-2020/csn_annual_data_book_2020.pdf, https://www.consumer.ftc.gov/articles/how-recognize-and-avoid-phishing-scams, https://www.verizon.com/business/resources/reports/dbir/2021/results-and-analysis/, Claims of suspicious account activity or login attempts, Eligibility to register for government funds, Quarantine has helped amp up phishing frequency, Phishing is the top action in various data breaches, Tech support scams: False claims about your account trick you into revealing your information, Infected attachments: Downloading documents or .HTML links to hack into files, Social media: False info through messaging on social media platforms (think: Facebook, IG or LinkedIn) to get login credentials, CEO Fraud: Emails from your so-called boss/CEO requesting wire transfers or other forms of payment, particularly to overseas destinations, Obvious misspellings in bodies of text or web links, Accounts urgently needing updated banking or personal secure info, like date of birth, Social Security Number, or account password, Unbelievable offers/winnings, like a trip to the Bahamas you never entered, Emails from a personal account, not the domain of your trusted provider, Threating emails of false debt-collection claims (i.e. Corporate Advocacy Program: How to repair your business reputation. Its very important to report a phishing email, text or other contact. If Speedy Cash threatens you with jail, you can file a complaint with the Consumer Financial Protection Bureau. What Is the Statute of Limitations on Debt in Washington? 315*625*1913 http://mortgage.nationwidelicensingsystem.org/consumer/Pages/AgencyContacts.aspx, Pacific Legal Group, PC (San Francisco, CA) Pacific Legal Group, PC has provided the following statement to consumers regarding their business activities: At the present time, Pacific Legal Group, PC has no clients in Washington State, but we do offer legal representation in the Ninth Circuit Court of Appeals to Washington State residents. Ferndale WA. Maria has never heard of Speedy Cash, and after some investigating, she finds out that her identity has been stolen. 360*362*5979 Spectrum Cable Spectrum Came into my home, damaged my PC and leaves me screwed. Learn more about the possible routes a debt lawsuit can take in this flowchart: You might find yourself in the unfortunate position of needing money immediately without savings to rely on. Consumer Sentinel Network. LOAN COMPANY/LENDER - Speedy cash Payday Loan Services. I received the following email: CREDITOR: SPEEDY CASH CASE NO: ABD55678/15 Attention: Michelle, AMOUNT OUTSTANDING: $675.53 This Proceeding issued on you Docket No: - ABD55678/15 with one of SPEEDY CASH INC. Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you so the accounts department of THE SEMRAD LAW FIRM has decided to mark this case as a flat refusal and press legal charges against you. LAWSUIT COST - $1714.05 (INCLUDING ATTORNEY FEE/COURT FEE/ALL TAXES) SETTLEMENT AMOUNT - $870.17 CONTACT AT: mailto:[email protected] SUBJECT: LOAN DUE AMOUNT- $870.17 All rights reserved. See below for how to contact the appropriate state and federal regulator. Depending on the type of loan you took out, the company may have access to your employment details or the rights to your vehicle's title.
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