The property is registered under DN360950 so the 'deeds' are the electronic register and title plan we hold and which you can access online. If you do decide to this, you will need to apply by post - OC1 is to apply for a copy of the register and/or title plan and OC2 is for a copy of a deed that is referred to as 'filed' in the title register and also for any deeds that we may hold but which are not referred to in the title register. If you wish to check/confirm the current registered details then you can do that online using the link in the blog article itself, Comment by 31 July 2019. Comment by posted on AdamH We purchased our house outright without mortgage and were only given our title deeds in the form of a photocopy. posted on This is because the accompanying conveyancer's certificate reflects that they are required to conduct identity and other checks of their client(s) as part of their professional responsibilities. When you bought the leasehold the 'value' was in that tenure hence the mortgage. 21 March 2020. The Register of Deeds assists the public in providing prompt and professional service to all who use this office. Comment by Is it possible that Land Registry can access the notes detailing what the rights granted and reserved are, from these other properties to provide the missing notes on CYM364915 ? posted on 10 November 2020. For example you mention your great grandfather so if the last deed, perhaps a Conveyance, shows him to have purchased the properties in his sole name then the legal ownership lies with his estate. posted on Apologies for such a long submission. Hello again, Adam. Sorry to have troubled you. The plan of the above title refers to the title plan. AdamH We should hold a copy of any CH1 registered. Robert Guinn So if the lease does not include one then we won;t have a coy of a floor plan, Comment by martyn I take it that the property has never been registered with us? (Quotes range from 200 - 250 per person traced and the initial trace for the people named on the land registry was only a preliminary process - if we couldn't trace them then we'd need to look at tracing an indeterminate number of people as you said to find the executors) This could run into thousands and simply isn't possible. Is this correct. Comment by 26 October 2018. can someone tell me what happens and how to proceed, there is a small parcel of land that I know has never been built on and has been basically waste land for past 40 years ie not maintained by anyone,land registry don't have it on file and its not in their index the land next to is on the register but it isn't part of that land there are houses built opposite to this land. They are often disappointed to learn that we dont have their original title deeds, stored in a library of dusty ledgers! They bought their property in 1979 but it appears their solicitor at the time didn't ensure a previous Equitable Charge dated 1969 was discharged. As a 70 year old woman, it left me mentally drained. The downstairs owner does not claim this area as they have a street entrance. posted on Which one of them is correct please? You also have to prove you are the named legal owner, so the person named in the old deed or indeed the person now named on the land register. and how do I check if I still have ownership . Gursharan - if he has submitted an application then he should have a title number and case reference to quote. I've read a lot of the posts above but just want to check what is needed for a sale, as I am being asked for the "deeds". AdamH posted on Thanks for reading. In the case of a re-recording or a certified copy of a deed presented for recording, the filing fee is reduced by the $2 verification fee. posted on However, the vendors solicitors has checked and been informed it could take 16 weeks! I've just bought a house built in 1927 and I'm interested in looking at who lived here before (like 'A house through time'). Mr O-Reilly - They will need to be incorporated at some stage if your property is registered with us. Her solicitor has said nothing can be done without the deeds to her house so will have to apply for them from the land registry which could delay the sale by 4/5 weeks. The only difference now is that it is held in electronic format and is available for inspection and download electronically. That could have been arranged. Deeds and all other documents: $26.00 for the first 15 pages, $4.00 for each additional page AdamH However on the back of the parchment booklet, one states "Duplicate" Lease of a plot of land; the other "Lease of a plot of land". As to registration of the land, whether now or in the future, without any of the deeds this will be quite an involved process and most people would consult a legal professional, such as a solicitor, to act on their behalf. Comment by Unless they can come up with the deeds the sale can't go through. posted on posted on Would they be available to the purchaser online? If there is anything unusual about this application you should as the seller's solicitor to confirm/advise. 01 August 2019. I'd check back with the solicitor for clarification as to why a delay, Comment by We strive to serve you with professionalism and compassion, realizing this may be your first experience in dealing with this office. We subsequently built our house with all the relevant planning permissions etc. Frank Ramsay Data Extraction and Download - August 2017 . We don't hold original deeds/documents and this blog post explains how they are returned to the applicant after first registration. Question: when we sell house #1, can we add a condition to the sale that house #2 should retain a right of way to use the passageway? Hi Adam, I wonder if you can help. 29 April 2020. I presume the solicitors have been holding the deeds for safekeeping and you have not mortgaged the property during your ownership. The amount of charge may also appear on the application form when the charge is registered, for example, on the form the AP1. 15 May 2018. Whether they ever held the original deeds/documents will very much depend on when the property was first registered and when you bought it. posted on meg The home is 60 years old and is not registered with the Land Registry, we have the deeds stored at the solicitors. I don't know how they can get away with it. land registry do not have this land in their index , Comment by I have been advised by my solicitor that this could take up to 8 weeks and as I'm due to move out of my house in 3 weeks am a bit worried to say the least. Do the LR have a system in place to fast track applications for deeds when there is a sale involved? We are hoping to pay off the rent owner/covenant beneficiary but havent received our deeds yet do you know how long it will take for the deeds to be updated with our new ownership? It is all very complicated for the layman, to find out what we can do on our property. If you want to check if the property is registered then see our online guidance https://www.gov.uk/get-information-about-property-and-land, Comment by We dont have something without the lenders name on or a title plan. 04 June 2019, John - the register and title plan are available online. Comment by Comment by And what would be the fee involved? Comment by We have no way of contacting these people (we didn't know them,their business appears to have ceased trading and one of them may be deceased). I changed mortgage providers in 2006 and I received all deeds & documents to my home so I have them in my possession. I've heard discounts are typically quite high? AdamH Ive downloaded a copy of the Title from the Register but it doesnt mention the deeds, so am I to assume Land Registry dont have a digital copy? Thanks The original deeds can still be useful so always good to hang in to them If you need a copy of the deed, you will need to lodge a postal application on form OC2 and this attracts a 7 fee. So the real issue is how generous do you mean and where are the physical boundaries as presumably their is a neighbouring plot owner affected by this as well. Its agood idea to keep the original deeds though, as they can hold extra information, about legal boundaries or who the previous owner was, for example. The extract has, posted on 13 November 2020, Hi, Laura McConnell posted on posted on Hi, are the downloadable copies you can buy online, correct and up to date version of the actual plans and title register? posted on Wayne - This type of application is currently taking 52 working days on average, from the date the application was lodged with us for registration. AdamH ), Comment by AdamH warranty deed, quit claim deed, etc.) The key to resolving the dispute in my experience is to ensure that you each have the registered details and a copy of the respective transfers from the council. The register refers to it as explained. 16 August 2020, Diana - if it refers to a Transfer as being filed then its a file reference only and youd apply for a copy of the Transfer by post. The leasehold has everyone's name on a lender and the freehold just shows 'none' against lender. I bought a new build house in 2014. posted on Kieron Connolly . AdamH ianflowers Its register, if it existed, would not help. The original lease posted on Catawba County is developing a new GIS Real Estate website because changes in technology are offering new opportunties for enhanced services. posted on Louise - please use our form and we'll get back to you asap - https://bit.ly/2F6AtxU . A land search says the land was never registered. That tends to be the tricky part as a covenant cant just be enforced by anyone although it can sometimes be influential depending on how people view it. Steph - if the SIM says not then its not registered. Our neighbours all have signed copies. 16 July 2018, Anne - the term 'house deeds' can mean a variety of things to different people/organisations. Unfortunately, the digital record doesn't outline the parcel of land that forms the parchment conveyance and our solicitor didnt check before handing over all the paperwork to us. 24 January 2019. I believe she needs to contact RoS in that case as she is in Scotland. I know I'm responding to an old query but my local town museum was interested in copying my older paperwork (typed - no fancy wax seals) as it showed the history of land sales and development within the town. You can apply for a copy of the lease by post if you think that will help and you don't have a copy already https://www.gov.uk/get-information-about-property-and-land/copies-of-deeds, Comment by AdamH posted on Comment by posted on posted on Click here to acknowledge this disclaimer and enter the site . posted on Thanks. Or apply for the title to be amended/updated using form AP1 and posting that along with a certified copy of the deed Kirstine Smith Catsmother Tony Jacques posted on Comment by We then built an annexe extension onto our property for them to live in but did not require a mortgage to do this. ianflowers Lenders will vary considerably re such matters not only re a Yes/No but in their reasons for either decision so in my experience I would not say you are left with a house you cannot sell. Jo M Perhaps it's because the mortgage was taken out a long time ago. Hi Have been given this website: https://www.gov.uk/government/publications/official-copies-of-documents-registration-oc2 08 October 2018. Our agent has asked for proof of ownership so I looked on the Land Registry website to find that our original piece of land from 1980 has never been registered and the only things that are registered are the piece of land gifted as an extension to our garden in the 1990's and the piece of land gifted in 2003 on which we built the annexe extension. As the article explains we don't retain the original deeds/documents. I came across some document of local life and printed it for her and pictures of the streets back at the time. ianflowers posted on posted on posted on Hi there so its possible with the consent of the neighbour. An official copy of each costs 7 and the forms to use are OC1 (register/title plan) and OC2 (lease). Her property was co-owned with one of her son (my uncle) who we don't get on with. AdamH AdamH I'm wondering can anyone shed light on my situation. 21 February 2018. We are both bequeathed this in her Will. I've asked my solicitor if we could have a copy of it as I assume it would be with the original title deeds but they've kept pushing me away saying it was dematerialised. Emma Dudfield posted on 14 October 2020, Ashley B - if you mean you applied for official copies then they are usually processed within 3 days of receipt. Harsha Mike AdamH I don't know the addresses of most of the properties but three I do. Comment by The guidance has been written for legal professionals who normally lodge this type of application on their client's behalf and it may therefore contain some unfamiliar terms. Confused? 30 June 2020. Thank you. Fiona McGuire All I can usefully add is that a 'possessory title is not unusual and very commonplace. posted on posted on I even have confirmation from Trafford council original grantor to support the existanc of such easements to the property. Peter - I'm replying as Adam is unavailable. AdamH AdamH We found out after the land searches have been done that half of the property is still in the previous owners name. I now want to register the two cottages that are mine but am not sure of my legal position with regard to the wash house. Bideford But as I say your solicitor will have more experience of this as we see the end result rather than what takes place to achieve that result. Lynnette, Comment by posted on Any advice is appreciated. We have all the original land deeds plus the planning permission granted and building completion certificate. Michael Isherwood posted on And masses of information of the type you refer to is rarely the basis of a good title although some if it may help you to check/confirm and find the more being asked for. AdamH Our online services explain what you can obtain online or by post. posted on As my husband and I had paid off our mortgage aprox 6 months ago I enquired about having the original deeds returned. If an existing one then the average is 9 working days, Comment by 2) *** I purchased a Share of Freehold Ground Floor Flat that includes rear private garden and front driveway. 17 January 2019. You can download the title register for 3 which will hopefully have the mortgage removed but you might want to wait a few days before doing so to make sure. Helen Diana C You cant find out what the remaining charge is without contacting the bank. 24 April 2018, Gary- the leasehold register should confirm the date of the lease and the term. posted on As stated no mortgage outstanding - all paid off 5 years ago. Ann T - that is not something we can advise upon so very much something to discuss with your solicitor as to the best way to proceed. My local chippie and pubs have some of these as posters and I guess the http://www.nationalarchives.gov.uk at Kew, Comment by I have just written an email to my local branch of Land Registry to request a copy of my title deeds. 18 January 2021. Thank you for this helpful blog, Frank. You also then need to consider that we are not a deeds repository, even though we had so man6 paper files. 15 July 2020. hi. 07 January 2019, June - if it genuinely formed part of the Abstract as supplied then we would not now amend it. The land is unregistered and hasn't changed hands for many years. Regards, Carol. AdamH 03 May 2018. 21 January 2020. It's also a matter between the lender and borrower as to whether a copy of the title documents are provided when the mortgage is paid off. ianflowers 20 May 2020, Thank you for clearing that up, I thought I had got that wrong but just wanted to confirm! I don't know how or when the property was next sold after 1963 as our electronic records only start from 1994 for this title and refer to your own details as registered from 1987 but in many cases matters were dealt with by a buyer's solicitor and you would not always know what deeds/documents were handed over in such cases as often they went straight to the lender for security reasons. Not us. 21 February 2018. We have the original lease plan for our flat that plots our flat as number 9 but our door number in 10. And as you are now aware from the blog article on boundaries the registered details will rarely categorically answer any questions around who owns or is responsible for a boundary.
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